On this course you will learn how to effectively manage your personal finances in the short term and also to plan for your future. We address the age old questions of, how much do we make, how much do we spend and how much do we save? You will also learn proven methods to increase your earning potential, decrease expenditure and save more for your future. The shocking reality is that most people do not know what they spend their hard earned cash on, worse still, most people have no idea how much they will have saved for their retirement. Our aim is to make financial freedom possible for everyone and fun too. Great education is useless without the tools to implement your new found knowledge. All participants receive their own Household Budgeting Software which supports their journey. Below are some examples of the type of reporting this unique and user friendly software will supply in real time, giving you access to all information so that you can not only track, but also resolve,potential future shortfalls and maximise current income.
8 Live Interactive Lessons
8 hours +
Money Problems Why do I struggle with money issues?
Budgeting involves understanding how much money you earn and spend over a period of time. This can sometimes seem like a daunting and time consuming project however the first lessons dives right into common problems and misconceptions associated with financial planning. Students are given real life scenarios to assess what type of spender they are and are provided with practical guidance to set goals and to implement changes.
Where am I Financially?
The Cash Tracker, Household Budgeting Software, is a vital tool in order to keep on top of your personal finances and plan for both the short and long term. Here students are taken through a step by step guide explaining how to use and personalise the cash tracker template. Alongside this the bank tracker template is introduced to assess current assets, savings, loans and debts.
Planning for the Future
Here we start the process of turning your goals and dreams into a definitive plan. Continuing on from lesson 2, the templates are used to map your income and plan for the future. Students learn how to comprehensively plan for future costs from analysing historical bank statements, identifying fixed and variable costs and dealing with shortfalls. Our expert lecturers offer hints and tips to get the most accurate picture as possible.